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Your organization stores cardholder data for recurring payments, and you want to ensure compliance with PCI DSS Requirement 3 . Which is the BEST answer

Your organization stores cardholder data for recurring payments, and you want to ensure compliance with PCI DSS Requirement 3. Which is the BEST answer to address the protection of stored cardholder data?Store cardholder data in plain text without any encryption or security measures.
Encrypt cardholder data using a strong engliption method, but store encryption keys in the same database.
Avoid storing cardholder data whenever possible; use tokenization or other secure methods to minimize the storage of sensitive information. If storage is necessary, use strong encryption, keep keys securely, and implement access controls and regular reviews. Implement strong encryption for stored cardholder data and store encryption keys separately, with limited access and strict controls.

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