Your portfolio has three asset classes. US government T-bills account for 47% of the portfolio, large-company stocks constitute another 39%, and small-company stocks make up the remaining 14%. If the expected returns are 3.12% for the T-bills, 13.02% for the large-company stocks, and 17.92% for the small-company stocks, what is the expected return of the portfolio? The expected return of the portfolio is \%. (Round to two decimal places)