Your realized income is $36,864.00/yr. Your fixed and housing expenses are 32% and your savings are 15% of your realized income per month. How much discretionary money do you have, excluding savings, per month?

	$1,945.99
	$1,628.16
	$1,893.38
	$1,817.01

You earn $17.50/hr and work 40 hr/wk. Your deductions are FICA (7.65%), federal tax withholding (12.3%), and state tax withholding (6.2%). Your housing and fixed expenses are 30% of your realized income per month. You want to save 5 months' worth in an emergency fund within a year. After saving each months emergency fund money, how much discretionary money remains per month?

	$1,092.24
	$994.56
	$1,207.03
	$1,188.98