Your salary next year is expected to be $$40,000.$ Assume you expect your salary to grow at a steady rate of $4\%$ per year for another $21$ years and you retire at that time. If the appropriate cost of capital $($aka discount rate$)$ is $10\mathrm{.}0\%,$ what is the PV today of your future salary cash flow stream? For simplicity, assume the salary amounts are all at the end of each of the next $21$ years. Answer to zero $(0)$ decimal places. Hint: this is a growing "annuity" valuation problem.