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Your uncle offers to sell you his vintage Rolls Royce. He suggests a payment plan where you pay just $12,000 today, $7100 in 8 months

Your uncle offers to sell you his vintage Rolls Royce. He suggests a payment plan where you pay just $12,000 today, $7100 in 8 months and $100,000 in exactly 23 months from today. If the interest rate is 9.2% per annum compounding monthly, what is the value of the offer?

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