Your W-2 form reports that your total wages were $37,450 for 2018.Your W-2 form also reports that $4,178 was withheld from your wages for federal income tax.You receive a 1099-INT from your bank that indicated interest earned of $316.You are single, under the age of 65, not blind and not claimed by any other person as a dependent.

What is the amount of your payment or refund?(type "refund" or "payment" before the dollar amount)