You're borrowing $4,000 for two years with a stated annual interest rate of 4%. Complete the following table. (Note: Round your answers to the nearest dollar.) Principal $4,000 Finance charge Total Payback Annual Percentage Rate (APR) You also want to calculate the APR (annual percentage rate) and compare it to the stated interest rate. A APR Average Annual Finance Charge Average Loan Balance Outstanding 55 Annual Percentage Rate (APR) You also want to calculate the APR (annual percentage rate) and compare it to the stated interest rate. Aage Anal Finance Charge APR Balator Outstanding First, compute the average annual finance charge by dividing the total finance charge of S years) - (Note: Round your answers to the nearest dollar). Next, as a single-payment loan, the average loan balance outstanding is constant at $4,000. Complete the calculation. (Note: Round your answers to the nearest dollar or whole percentage point.) APR Average Annual Finance Charge / Average Loan Balance Outstanding 5 The stated interest rate and APR are because the: O Term of the loan is fewer than five years Osimple interest method was used to calculate finance charges O Loan is a single-payment loan by the life of the loan, which is two years (2.0