You're helping Mariana complete her application and she has reached the identity verification section. She wants to know how the Marketplace is able to ask questions that contain her personal information. Which of the following statements is the most accurate response?

Select the correct answer.

A$.$ Inform Mariana that her information is safe, but the Marketplaces have access to all consumers' personal information$-$including their credit reports.

B$.$ Tell Mariana that she shouldn't worry about how the Marketplace has generated these questions.

C$.$ Explain to Mariana that the Marketplaces use trusted data sources, including a credit reporting company, Experian, to generate these questions based on her credit history.

D$.$ Tell Mariana that the Marketplaces generate the same questions and answers for all consumers.