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You're making annual payments of $1000 a year for a loan over 10 years (first payment at the end of the first year) at

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You're making annual payments of $1000 a year for a loan over 10 years (first payment at the end of the first year) at 6% APR when, suddenly, the credit card company changes the rate to 12% at the end of the fifth year. What is the future value of the loan at the end of year ten? (10 pts)

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