You're the CFO of Axelrod Trucking, a privately held firm whose owner, Joe Axelrod, is interested in selling the company and retiring. He therefore wants to pump up its value by any means possible. Joe read an article about leverage in a business magazine the other day, and has sent you a memo directing that you restructure the firm's capital to the "optimum" in order to maximize the company's value. Prepare a brief response to Joe's memo.