You've made the decision to purchase an item that is affordable only with a loan. When shopping for a loan, there are many aspects of the loans that you should examine. Which of the following questions should be asked and answered about a specific loan proposal before accepting a lender's offer? Check all that apply. What is the likelihood that, in the near future, you will receive a raise at work? Do the loan's monthly payments fit in my budget? Do you need, or only want, the item being purchased? Is the loan collateralized? Does the loan's payment date fit my budget? You're shopping for a big loan, but you have misgivings about Brian, the loan officer, at an institution you just visited. What are some reasons that may have you uneasy about accepting a loan there? Check all that apply. Brian gave you a range of terms and said they'll be worked out at closing. When you filled out the loan application, Brian told you to leave out the smaller amounts you owe to department stores. Brian told you that the interest rate is the only important fee to worry about and that discussing the APR is an unnecessary complication. Brian encouraged you to shop around. Brian volunteered pertinent information that you didn't even know enough to ask about. Brian went over the fine print, such as late payment charges and prepayment provisions. Brian said that his loan was most likely the only one you'd be able to obtain. Brian spent most of the time emphasizing benefits of loans with balloon payments and interest-only payments