Youve observed the following returns on ABC Corporations stock over the past five years: 22.4 percent, 12.3 percent, 21.8 percent, 3.4 percent, and 18.2 percent. The average inflation rate over this period was 2.74 percent and the average T-bill rate over the period was 3.03 percent. The average ?real return using the Fisher equation was _______, and the average ?nominal risk premium was _______.