Yu r urrntl nl nvtd n th Nth Fund (d frm rk-fr urt). t h n td rturn f 14% wth vltlt f 20%. urrntl, th rk-fr rt f ntrt f 3.8%. Yur brkr uggt tht u dd nnh rrtn t ur rtfl. nnh rrtn h n td rturn f 20%, vltlt f 60%, nd rrltn f 0 wth th Nth fund.

. ur brkr rght?

b. Yu fllw ur brkr' dv nd mk ubtntl nvtmnt n nnh tk tht, ndrng nl ur rk nvtmnt, 60% n th Nth Fund nd 40% n nnh tk. Whn u tll ur fnn rfr but ur nvtmnt, h tht u md mtk nd huld rdu ur nvtmnt n nnh. ur fnn rfr rght?

. Yu dd t fllw ur fnn rfr' dv nd rdu ur ur t nnh. Nw nnh rrnt 15% f ur rk rtfl, wth th rt n th Nth Fund. th rrt mut f nnh tk t hld?