Yu r urrntl nl nvtd n th Nth Fund (d frm rk-fr urt). t h n td rturn f 14% wth  vltlt f 20%. urrntl, th rk-fr rt f ntrt f 3.8%. Yur brkr uggt tht u dd nnh rrtn t ur rtfl. nnh rrtn h n td rturn f 20%,  vltlt f 60%, nd  rrltn f 0 wth th Nth fund. .  ur brkr rght? b. Yu fllw ur brkr' dv nd mk  ubtntl nvtmnt n nnh tk  tht, ndrng nl ur rk nvtmnt, 60%  n th Nth Fund nd 40%  n nnh tk. Whn u tll ur fnn rfr but ur nvtmnt, h  tht u md  mtk nd huld rdu ur nvtmnt n nnh.  ur fnn rfr rght? . Yu dd t fllw ur fnn rfr' dv nd rdu ur ur t nnh. Nw nnh rrnt 15% f ur rk rtfl, wth th rt n th Nth Fund.  th rrt mut f nnh tk t hld?