Yuval has new healthcare insurance plan with the following characteristics: $400 per month premium $14K deductible $40 Copay per visit with 24% coinsurance $39K out of pocket max Over the course of a year, Yuval plans to visit the doctor 6 times over the course of the year. He expects the cost to be $800 per visit. If Yuval's plan is correct, how much should he expect to pay annually in healthcare costs