Yvette wants to determine her current debt safety ratio. Her monthly take$-$home pay is $$5,000.$ She compiled the following monthly loan payment

information:

The total monthly loan payments figure Yvette will use when computing her debt safety ratio is $$2,{000}_g$rad and does not grad include her house

mortgage.

Yvette's debt safety ratio is ${25}_{\%}.$

Yvette's debt safety ratio changed to $5\%.$ Her take$-$home pay must have

$\_-$ or her monthly loan payments must have

$\_.$ Lenders may now be

willing to give her a loan than they were before this change.

How can periodically computing one's debt safety ratio be useful? Check all that apply.

It can influence decisions about looking for a higher$-$ or lower$-$paying job.

It can influence decisions whether to return to school, if a loan will be needed to pay for it$.$

It can serve as an early warning system of approaching financial trouble, providing time to take preventive measures.