Zach died. His son, age 10, inherited Zach's IRA. Which is true? Zach's son must fully deplete the account within ten years of his inheritance Zach's son may take annual payments based on his age for the remainder of his life. Zach's son may not inherit Zach's IRA. Zach's son must take annual distributions based on his age until he turns the age of majority at which time he has ten years to fully deplete the IRA