Zack buys a policy and names his wife, Tammy, as the beneficiary. She is insured as well. Zack is the beneficiary on her policy. They are in an accident and Zack is killed immediately. Tammy dies 10 days later due to complications from the accident. Their son, James, is the secondary beneficiary on both policies.

Q: When both parties die as a result of the accident, what provision of the policy addresses this situation?

Group of answer choices

Aleatory Provision

Bad Luck Provision

Common Accident Provision

Conditional Provision