Zap Fund is the mainstay of your portfolio. The investment company just announced its year-end distributions. The long-term capital gain per share is $5.38 and the dividend per share is $3.96. Assuming the NAV increased from $43.21 to $54.91, during the year, calculate your total annual return. Assuming the NAV increased from $43.21 to $54.91, during the year, your total annual return would be %. (Round to two decimal places.)