Zap Fund is the mainstay of your portfolio. The investment company just announced its year-end distributions. The long-term capital gain per share is $4.68, and the dividend per share is $0.99. Assuming the NAV increased from $38.07 to $46.83 during the year, calculate your total annual return. Assuming the NAV increased from $38.07 to $46.83 during the year, your total annual return would be \%. (Round to two decimal places.)