Ziads contributions to the Chip Inn will amount to $40,000 per month for the first 2 years in order to help establish and market this new venture. Afterwards, they will lower to $18,000 per month. Throughout this period, Ziads remaining funds are still held in the high-yield account. How long will this fund be able to sustain investments into the Chip Inn? Express your answer in years and months. Decades later, several years after the mortgage on the hotel is paid off, Ziad decides to sell the boutique hotel and the bed and breakfast and retire. He wants to purchase a villa in Valencia, Spain, and invest in a fund that will allow him to live comfortably on $60,000 at the beginning of each month in perpetuity. (on a excel sheet)