Cassandra owns a late-model car insured under a PAP with a $300,000 liability limit, $5000 medical payments,

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Cassandra owns a late-model car insured under a PAP with a $300,000 liability limit, $5000 medical payments,

$100 deductible comprehensive, $200 deductible collision, and $300,000 uninsured motorist coverage. Which of the coverages would apply to each of the following losses? (If there is no coverage, indicate why not.)

a. Cassandra parks the car on a riverbank but forgets to set the brake or put the car in park. It rolls into the river and the damage amounts to $800.

b. Cassandra is changing a tire when the car slips off the jack and breaks her leg.

c. Thieves break into the car and steal the car radio, a spare tire, and an overnight bag full of clothing.

d. Cassandra borrows a trailer from a neighbor (who has no insurance). While backing the car up to the trailer, Cassandra misjudges the clearance and smashes into the trailer. Damage to the car amounts to $300 and the damage to the trailer is $250.

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Fundamentals Of Risk And Insurance

ISBN: 978-1118534007

11th Edition

Authors: Emmett J. Vaughan ,Therese M. Vaughan

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