For each of the following losses, indicate whether coverage would exist under Coverage F, the Medical Payments coverage, of Section II of the Homeowners Policy:

a. The insured’s 65-year-old mother-in-law, who is living in his house, falls down the basement stairs and is injured.

b. The insured’s dog playfully nips a mail carrier, whose wounds require 14 stitches.

c. The insured’s cleaning lady mistakes a bottle of cleaning fluid for gin and has to have her stomach pumped.

d. The insured’s babysitter slips on a loose throw rug while carrying the insured’s child, and both are injured.