For each of the following losses, indicate whether coverage would exist under the supplementary coverage for Damage to the Property of Others.

a. The insured borrows a neighbor’s lawn mower;

while it is left outside overnight, it is stolen.

b. The insured’s nine-year-old son pours sugar in his teacher’s gas tank, resulting in extensive damage to the auto’s engine.

c. The insured accidentally spills a glass of bourbon on his neighbor’s dress, which is ruined as a result.

d. The insured backs his car over a neighbor’s child’s wagon, and though it is hardly worth a lawsuit, the insured would like to pay for the damage.