The coverageonthedwelling under theHomeowners Special Form is considerably broader than the coverage on contents. Therefore, it becomes

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The coverageonthedwelling under theHomeowners Special Form is considerably broader than the coverage on contents. Therefore, it becomes important at the time of a loss to determine if a particular item is part of the building or of the contents. Do you believe that wall-towall carpeting should be considered a part of the building or its contents? What evidence can you find in the policy form to support your position?

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