Business Ethics: Privacy Are your fi nances, buying habits, medical records, and phone calls really private? A real concern for many adults is that computers and the Internet are reducing privacy. A survey conducted by Peter D. Hart Research Associates for the Shell Poll was reported in USA Today.

According to the survey, 37% of adults are concerned that employers are monitoring phone calls. Use the binomial distribution formula to calculate the probability that

(a) out of fi ve adults, none is concerned that employers are monitoring phone calls.

(b) out of fi ve adults, all are concerned that employers are monitoring phone calls.

(c) out of fi ve adults, exactly three are concerned that employers are monitoring phone calls.