=+The following information is available for three recent years (in millions except per-share amounts):

Year 3 Year 2 Year 1 Net income (loss) $2,024 $3,487 $495 Preferred dividends $0 $0 $0 Shares outstanding for computing earnings per share 1,846 1,830 1,832 Cash dividend per share $0.40 $0.40 $0.40 Average total assets $287,669 $308,032 $293,678 Average stockholders’ equity $14,501 $13,848 $8,532 Average stock price per share $11.22 $14.98 $11.95