Marshall Produce Co. had insured its milk- and egg-processing plant against fire. When smoke from a fire near its plant permeated the environment and was absorbed into the company’s egg powder products, cans of powder delivered to the U.S. government were rejected as contaminated. Marshall Produce sued the insurance company for a total loss, but the insurer contended there had been no fire involving the insured property and no total loss. Decide. [Marshall Produce Co. v St. Paul Fire & Marine Ins. Co., 98 NW2d 280 (Minn)]

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