You are a dual income, no kids family.
You and your spouse have the following debts:
Mortgage = $190,000; Auto loan = $10,000; Credit card balance = $2,000, and other debts of $4,000.
Further, you estimate that your funeral will cost $6,000. Your spouse expects to continue to work after your death. Using the DINK Method, what should be your need for life insurance?