Bobbi Hilton, 62, is considering the purchase of a 5-year long-term care policy. If nursing home costs

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Bobbi Hilton, 62, is considering the purchase of a 5-year long-term care policy. If nursing home costs average $5,000 per month in her area, how much could she have to pay out-of-pocket for 5 years without long-term care insurance? What can Bobbi do to reduce the cost of this coverage?
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