In 1990, the S&P/TSX Composite Index was at a level of about 3,400. In 2014, it was about 13,600. Would you expect the S&P/TSX in 2014 to be more or less likely to move up or down by more than 40 points in a day than in 1990? Does this mean the market was riskier in 2014 than it was in 1990?