Randolph received a check drawn on Sagamore Bank by Michaels. It was dated May1. On December 23, Randolph appeared at the Sagamore Bank to cash Michaels’s check. If the Sagamore Bank refuses on the basis that the check was stale, then:
a. The Sagamore Bank is liable to Randolph.
b. The Sagamore Bank is not liable to any person.
c. The Sagamore Bank is liable to Michaels.
d. Randolph will take the loss since the check is stale.