Steve Lowe must pay his property taxes in two equal installments on December 1 and April 1. The two payments are for taxes for the fiscal year that begins on July I and ends the following June 30. Steve purchased a home on September 1. He estimates the annual property taxes will be $850 per year. Assuming the annual property taxes remain at $850 per year for the next several years, Steve plans to open a savings account and to make uniform monthly deposits the first of each month. The account is to be used to pay the taxes when they are due. To begin the account, Steve deposits a lump sum equivalent to the monthly payments that will not have been made for the first year's taxes. The savings account pays 9% interest, compounded monthly and payable quarterly (March 31, June 30, September 30, and December 31). How much money should Steve put into the account when he opens it on September 1? What uniform monthly deposit should he make from that time on? (A careful exact solution is expected.)