Communication Ethics [LO-4] Th e insurance company where you work is planning to raise all premiums for health-care coverage. Your boss has asked you to read a draft of her letter to customers announcing the new, higher rates. Th e fi rst two paragraphs discuss some exciting medical advances and the expanded coverage off ered by your company. Only in the fi nal paragraph do customers learn that they will have to pay more for coverage starting next year. What are the ethical implications of this draft ? What changes would you suggest?