All Matches

Solution Library

Expert Answer

Textbooks

Search Textbook questions, tutors and Books

Oops, something went wrong!

Change your search query and then try again

Result Not Found

Books FREE
Tutors
Study Help
Hire a Tutor
AI Study Help New

Search
Sign In
Register

study help
business
principles of risk management

Questions and Answers of Principles Of Risk Management

What sort of management style do you take to naturally? Working to a master plan from A to Z, or incrementally, taking small steps from A onwards ?
What are the career paths of workers in management roles in your organization?Draw lines between the various management positions in the lower part of the company structure, what was called the keel
How do you ensure that you know what factors are behind team success in your organization?
How do you ensure that the performance on the individual level and on the team level will improve?
What are your deliverables to the organization as a leader? Who can help you to improve them? Make an action plan, with or without an executive coach.
How do you determine the destination that has been reached? Are the key criteria a mix of financial returns and social the impact or is there another indicator in use?
How certain are you that these indicators actually measure what you want to measure?
What is the difference between your attained destination (according to the timing and indicators that you choose) and the dream, the moonshot you originally formulated?
Make an action plan to build the bridge between your current destination and your dream with the company?
How does your intellectual framework compare to that of your organization as a whole?
What are the career paths of frontline workers in your organization? Draw lines between the various roles of craftsmanship and mastery on the upper part of the company structure, what was called the
Which of your colleagues would make a better account of themselves in another position?
What traits would B.V. Nederland’s leadership have shown if it had been up to you?Please clarify your answer per phase.
The way things turned out was by no means self-evident. Why would government leaders have made the choices that they did?What can we learn from this approach about B.V. Nederland’s leadership?
What sort of traits did you see in the leadership of the Dutch government during the corona pandemic?
In which phase does your organization now find itself? How did that come about, in your opinion?
What do you find to be most important to do in this phase?
How do you provide direction in Phase 2 in a time of uncertainty?
What would you not (or in some other way) do?
What would you do in addition during this phase?
Which actions work for you?
How can we get to where we want to be?
Where do you operate?
What is our governance model?
Are you in the right place, given your qualities and ambitions?
What is the situation in which we find ourselves?
What sticks out? Are there correspondences or differences? If so, which?
What are our guiding principles as an organization?
It cannot be assumed that every co-worker will remain on board indefinitely. How can you bring this up as an employer? As an employee?
Explain the fundamental legal principles that are reflected in insurance contracts, including principle of indemnity principle of insurable interest principle of subrogation principle of utmost good
Explain how the legal concepts of representations, concealment, and warranty support the principle of utmost good faith.
Describe the basic requirements for the formation of a valid insurance contract.
Show how the nature of insurance contracts differs from that of other contracts.
Explain the law of agency and how it affects the actions and duties of insurance agents.
Taylor purchased a 20-year-old house for $200,000. The house has an estimated useful life of 80 years. Taylor insured the house for $200,000. The replace- ment cost of a similar house with materials
Nicholas owns a laptop computer that was stolen. The laptop cost $2000 when it was purchased two years ago. A similar laptop computer today can be purchased for $1800. Assuming that the laptop was 50
Identify the basic parts of any insurance contract.
Explain the meaning of an "insured" in an insurance contract.
Describe the common types of deductibles that appear in insurance contracts, including Straight deductible
Calendar-year deductible Explain how coinsurance works in a property insurance contract.
Show how coinsurance works in a health insurance contract.
Explain how losses are paid when more than one insurance contract covers the same loss.
a. What is an endorsement or rider?b. If an endorsement conflicts with a policy provi- sion, how is the problem resolved?
a. Describe the following types of deductibles: (i) straight deductible (ii) calendar-year deductible (iii) aggregate deductibleb. Explain the purposes of deductibles in property insurance contracts.
a. Explain how a coinsurance clause in property insurance works.b. What is the fundamental purpose of a coinsurance clause?
Describe a typical coinsurance clause (percentage par- ticipation clause) in a major medical policy.
Michael owns a small plane that he flies on weekends. His agent informs him that aircraft are excluded as personal property under the homeowners policy. As an insured, he feels that his plane should
Ashley has a major medical health insurance policy. with a $2 million lifetime limit. The policy has a $500 calendar year deductible and an 80-20 coinsurance clause (percentage participation clause).
The Lincoln Saltdogs is a professional minor league baseball team in the American Association league. The clubhouse is insured for $300,000 under a com- mercial property insurance policy with an 80
Explain the meaning of premature death.
Describe the financial impact of premature death on the different types of families.
Explain the needs approach for estimating the amount of life insurance to own.
Describe the basic characteristics of term life insurance.
Explain the basic characteristics of ordinary life insurance.
Describe the following variations of whole life insurance: Variable life insurance Universal life insurance Variable universal life insurance
Describe the basic characteristics of current assumption life insurance.
a. The needs approach is widely used for determining the amount of life insurance to purchase. Describe the following needs for a typical family head:
Cash needs
Income needs
Special needsb. Explain the capital retention approach for deter- mining the amount of life insurance to own.
a. Briefly explain the basic characteristics of term insurance policies.b. Identify the major types of term insurance policies sold today.c. Explain the situations that justify the purchase of term
a. What is a variable universal life insurance policy?b. How does variable universal life insurance differ from a typical universal life insurance policy?c. Identify the various expense charges that
Kelly, age 35, is a single parent and has a one-year-old son. She earns $45,000 annually as a marketing ana- lyst. Her employer provides group life insurance in the amount of twice the employee's
Janet, age 28, is married and has a son, age
She wants to determine how much life insurance she should own based on the capital retention approach. She would like to provide $30,000 each year before taxes to her family if she should die. She
Megan, age 32, is married and has a son, age
She recently purchased a cash-value life insurance policy that has the following characteristics: The frequency and amount of premium payments are flexible. The insurance and saving components are
Life insurance policies have different characteristics. For each of the following, identify the life insurance policy that meets the description:a. A policy where the face amount of insurance in-
Richard, age 35, is married and has two children, ages 2 and
He is considering the purchase of additional life insurance. He has the following financial goals and objectives: Pay off the mortgage on his home, which has 25 years remaining Accumulation of a
Describe the following contractual provisions that appear in life insurance policies: Incontestable clause Suicide clause Grace period provision
Identify the dividend options that typically appear in participating life insurance policies.
Explain the cash-surrender options (nonforfeiture options) that appear in cash-value policies.
Describe the various settlement options for the payment of life insurance death benefits.
Describe the following riders that can be added to a life insurance policy: Waiver of premium Guaranteed purchase option Accidental death benefit rider Cost-of-living rider Accelerated death benefits
a. Describe the policy loan provision that appears in a typical cash-value life insurance policy.b. Why is interest charged on a policy loan?c. List the advantages and disadvantages of a policy loan.
Richard, age 35, owns an ordinary life insurance pol- icy in the amount of $250,000. The policy is a partici- pating policy that pays dividends. Richard has a num- ber of financial goals and
Kathy, age 29, is married and has a son, age
She owns a $100,000 ordinary life insurance policy with a waiver-of-premium provision, guaranteed purchase option, and accelerated death benefits rider. Kathy has several financial goals and
b. Kathy is totally disabled in an auto accident when she failed to stop at a red light. After six months, she has not recovered and remains totally disabled. As a result, she cannot return to her
Additional riders and benefits often can be added to a life insurance policy to provide greater protection to the insured. Describe each of the following riders and options:a. Waiver-of-premium
Explain the defects in the traditional net cost method for determining the cost of life insurance.
Explain the interest-adjusted surrender cost index and net payment cost index for determining the cost of life insurance.
Explain the yearly rate-of-return method for determining the annual rate of return on the saving component in a life insurance policy.
Describe the suggestions to follow when purchasing life insurance.
Understand how life insurance premiums are calculated.
a. Why is the interest-adjusted cost method a more accurate measure of the cost of life insurance?b. Briefly describe the surrender cost index as a method for determining the cost of life
Briefly explain the yearly rate-of-return method that policyowners can use to determine the rate of return on the saving component of a cash-value policy.
What is a low-load life insurance policy? Explain.
Allison is trying to complete her income-tax return. A number of questions have come up about life in- surance. Explain the tax treatment of each of the following.a. Allison is the beneficiary named
Show how an annuity differs from life insurance.
Describe the basic characteristics of a fixed annuity and a variable annuity.
Describe the basic characteristics of a traditional tax-deductible individual retirement account (IRA).
Explain the basic characteristics of a Roth IRA.
Explain the income-tax treatment of a traditional IRA and a Roth IRA.
Explain the major health-care problems in the United States.
Explain the basic characteristics of individual major medical insurance.
Identify the basic characteristics of health savings accounts (HSA).
Describe the key characteristics of long-term care insurance.
Describe the major characteristics of disability-income insurance contracts.

Showing 1400 - 1500 of 3506

First
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
Last

Services

Sitemap
Fun
Definitions
Become Tutor
Study Help Categories
Recent Questions
Expert Questions

Company Info

Security
Copyrights
Privacy Policy
Terms & Conditions
SolutionInn Fee
Scholarship

Get In Touch

About Us
Contact Us
Career
Jobs
FAQ
Campus Ambassador

Secure Payment

Download Our App

© 2024 SolutionInn. All Rights Reserved