Questions and Answers of Principles Of Risk Management

Affected by the instability of oil prices, the value of a business personal property (BPP) of an oil-based ink manufacturer fluctuates constantly. The manufacturer has subscribed a property insurance
Francisca owns and operates a small photocopy center in a suburban shopping center. Francisca has protected herself from job-related injury or occupational disease by purchasing a worker’s
Explain whether the following situations are covered under a directors and officers (D&O) policy. Treat each situation separately.a. A marine and transport consultancy contracted to provide
Briefly explain which parties can be declared as insured by commercial general liability (CGL) policy.
As a matter of convenience or cost saving, a primary school—weighing the value of the activity to which the students will be transported against the various types of hazards involved—commonly
Section III of CGL states several limits of insurance. Briefly explain the following:a. General aggregate limitb. Product completed operations aggregate limitc. Personal and advertising injury

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