=+49. Hurricane insurance. An insurance company needs to assess the risks associated with providing hurricane insurance. During the 22 years from 1990 through 2011, Florida was hit by 27 major hurricanes (level 3 and above). If hurricanes are independent and the mean has not changed, what is the probability of having a year in Florida with each of the following?

a) No hits?

b) Exactly 1 hit?

c) More than 1 hit?