George borrowed $4000 on demand from CIBC on January 28 for an RRSP contribution. Because he used the loan proceeds to purchase CIBC’s mutual funds for his RRSP, the interest rate on the loan was set at the bank’s prime rate. George agreed to make monthly payments of $600 (except for a smaller final payment) on the twenty-first of each month, beginning February 21. The prime rate was initially 6.75%, dropped to 6.5% effective May 15, and decreased another 0.25% on July 5. It was not a leap year. Construct a repayment schedule showing the amount of each payment and the allocation of each payment to interest and principal.