Calculate the equivalent future cost in year 10 for the following series of disbursements at an interest rate of 10% per year. Also, write a single-cell spreadsheet function that will determine the future worth.

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Disbursement, $ Year Disbursement, $ Year 5 4000 4000 6. 5000 4000 5000 3 4000 5000 4 4 4000 5000