Exchange instruments consist of the following: a. Checks, savings passbooks, wire transfers, money orders b. Cashier checks,

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Exchange instruments consist of the following:

a. Checks, savings passbooks, wire transfers, money orders

b. Cashier checks, money orders, wire transfers, certified checks.

c. Money orders, wire transfers, credit cards, and loans

d. Credit cards, money orders, cashier checks, wire transfers

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