1. You have just been offered your dream job as a budget analyst for a recording studio. You majored in music business in college and were hoping you would find a job that would combine your love of music with your aptitude for finance. Now, as a single career woman, you have many decisions to make. You will have to move to New York City; your new company will pay a lump sum of $20,000 to cover your moving expenses. You also have a variety of investment decisions to make. Although this is your first job, you know you should start investing for retirement now. Your new company offers a 401(k) plan as well as stock options. You have read about IRAs and think you should consider them. Because you have no experience with the various retirement options, how would you make a decision?