_________ Shonta started a graphic design fi rm a year ago. The business has done well, but it needs a lot more equipment, computers, and employees to continue expanding. Shonta thinks she can get all the money she will need from her bank. What advice might you give to her?

a. She is right—the bank is likely to lend her as much as she needs because banks primarily focus on supporting small businesses.

b. She is crazy—banks do not lend money to small businesses but only to well-known, well-established organizations.

c. She should sell her business immediately before it fails because most small businesses fail during the fi rst fi ve years.

d. She should not accept any new clients so that she can end the need to add additional equipment and employees.

e. She should consider alternative sources of fi nancing because banks provide only about one-fourth of the total capital to small businesses.