2. Do annual reports confuse you? Many Web sites can take the mystery out of this important document. See IBM’s “Guide to Understanding Financials“ at http://www.prars.com/ibm/

ibmframe.html. Moneychimp’s “How to Read an Annual Report” features an interactive diagram that provides a big picture view of what the report’s financial information tells you:

http://www.moneychimp.com/articles/financials/fundamentals.htm. Which site was more helpful to you, and why?