In the U.S. health-care system, who is the real customer? Th at is, who actually pays most

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In the U.S. health-care system, who is the real “customer”? Th at is, who actually pays most of the health-care bill?

1. Th e U.S. government 2. Th e head of the household 3. Government entities and employers 4. Employees and their families

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