With the economic downturn that started in late 2007, many people started worrying about retirement and whether they even would be able to retire. A study recently done by the Employee Benefit Research Institute (EBRI) found about 69% of workers said they and/or their spouses have saved for retirement. The file titled Retirement contains the total savings and investments indicated. Use a contingency analysis to determine if the amount of total savings and investments is dependent on the age of the worker.