10.48 Mortgage banks in a European country are very competitive, with institutions competing over market shares. As a local branch manager of Bank H, you are competing with the local branches of Bank S and Bank N. The data file Mortgage Banks contains the year-on-year growth rates of issued mortgage loans of the three local branches. These can be considered a random sample of branches nationwide.

a. Design and implement an analysis to determine if there is strong evidence to conclude that Bank H had higher mean growth than Bank S 1a = 0.052.

Explain your procedure and show all computations.

Explain your conclusions.

b. Design and implement an analysis to determine if the growth rates for Bank N and Bank H are different 1a = 0.052. Carefully explain your analysis, show all computations, and interpret your results.