To learn more about financial planners, profile a typical client, summarize the services offered by the planner, and explain the method(s) of payment for the services. Planners often include this information on their Web page, or you could call and explain that you are a student doing research for a class. How do you find a planner? Are there planners in your college community or hometown? Ask friends and family or use the "find a planner" link on the Web sites of professional groups such as the Financial Planning Association (www.fpanet.org), National Association of Personal Financial Advisors (NAPFA) (www.napfa.org), or the International Association of Registered Financial Consultants (IARFC) (www.iarfc.org). What does it mean to be a fee-only planner? Report your findings to the class.