Visit the Internet sites www.ed.gov, www.salliemae.com, www.loanconsolidation.ed.gov, www2.ed.gov/offices/OSFAP/DirectLoan/cancellation.html, or www.salliemae.com/apps/SMCalcs/RCW/contenUindex.aspx to learn more about stu­dent loan repayment and consolidation. Review the repayment calculators and determine the monthly repayment for your loans, if applicable, or a hypothetical Joan amount. Calculate your debt limit ratio from Chapter 7 based on your projected take-home pay. Assuming you can take on more consumer debt, what is the maxi­mum payment you can add and still have a debt limit ratio below 15 percent?