Steve and Brenda Edwards, both graduate students, moved into an apartment near the university. Brenda wants to buy renter’s insurance, but Steve thinks they don’t need it because their furniture isn’t worth much. Brenda points out that, among other things, they have some expensive computer and stereo equipment. To help the Edwardes resolve their dilemma, suggest a plan for deciding how much insurance to buy, and give them some ideas for finding a policy.