Suppose that you are currently 30 years old and expect to earn a constant salary of $80,000. You are planning to retire at age 70 and expect to die at age 95. You save at a 15.0% rate. Your current tax rate is 20.0% and you expect your retirement years tax rate to be 25.0%. You plan to invest your money in a risky portfolio that might have a long-run low return of 3.0%, medium return of 7.0%, and a high return of 11.0%. What would be your annual retirement income in the low, medium, and high return scenarios when saving with a taxable plan, a traditional IRA or 401(k) plan, or a Roth IRA or 401(k) plan?